Secured Capital

Accessing capital quickly can be challenging, especially when traditional lenders apply strict approval criteria or lengthy processing times. For property owners who already have a mortgage but need additional funding, a second mortgage loan can be a powerful and flexible financial solution. At Secured Capital, second mortgages are designed to help businesses and investors unlock property equity efficiently, without refinancing their existing loans. What Is a Second Mortgage Loan? A second mortgage loan is a form of finance secured against a property that already has a primary (first) mortgage in place. Unlike refinancing, the original mortgage remains unchanged, while the second loan sits behind it on the property title. This structure allows borrowers to access additional funds while keeping their current lender and loan terms intact. Second mortgage loans are commonly used by property investors, developers, and business owners who need short-term funding for time-sensitive oppor...

Access to timely funding is essential for businesses navigating growth, cash flow gaps, or unexpected expenses. When traditional bank finance is too slow or restrictive, a Short Term Business Loan can provide the speed and flexibility businesses need to stay on track. At Secured Capital, we specialise in delivering short-term funding solutions backed by property to support Australian businesses at critical moments. What Is a Short-Term Business Loan? A Short Term Business Loan is a form of finance designed to meet immediate business needs over a shorter repayment period, typically ranging from a few months to a few years. These loans are often used to manage cash flow, capitalize on time-sensitive opportunities, or cover urgent operational expenses. Unlike long-term bank loans, short-term loans focus on speed, flexibility, and simplified approval processes. Secured Capital offers property-secured short-term loans, allowing businesses to access capital based on asset value rather th...