Secured Capital

Before going deep into the topic, we must know first what is Bridging Finance or Bridging loans ? In simple terms, it is a short-term, interest-only loan that is generally secured against property and allows the user to meet current obligations by providing immediate cash flow. They are short-term loans , primarily up to one year but have high-interest rates and are often backed by some collateral that might be real estate or inventory. How a bridging loan or finance works? Bridging loans fill up the gap during times when financing is needed but at that moment not available. Even corporations use these loans, and lenders customize the loans according to the situation. Bridging finance also helps homeowners to purchase a new home while waiting for their current home to sell. The main difference between a regular loan and a bridging loan is that the latter can be ready in as little as 24 hours, while it takes time for the former to organize the funding. What are the primary uses of brid...

The construction loans are the short term loan that can fund everything that you need to construct a new house, business structure, or a garage. The construction loans are available from numerous lenders for real estate. The construction loan could be used to make an investment or to buy land, or to build a residential or commercial property. Like the line of credit in the construction loan, also you receive the amount that you need to complete your construction project. The best thing about the construction loan is that you only pay interest on the amount borrowed.  The payments of the construction loan are based on the outstanding loan balance as in the construction phase, and you could typically make an interest-only payment. The construction loan is a short term loan that is usually last for less than one year. Once the construction is completed, the construction loan also ends. But the construction loans are less popular due to its higher rate of interest. The cons...

Do you notice an unanticipated hurricane, or can you stop the flow of flood? You cannot control either of these. In the same thread, you cannot assume that your bank account is always filled with credits. A financial emergency can any time knock at your door. In this midst of all odds, if you want to need quick cash or short term loans , then you should read this. Nine out of ten bankers validate temporary loans When you cannot borrow money from your relatives or friends, mortgage investments for a short-term period can give you fast, encrypted, and secure access to finance. For small businesses, unexpected expense dwells upon any elapse of time. To keep that in control and when you need to pay off immediate taxes, this is the right help.  Make your first payment without a mortgage Normally, under the policies of standard loans, you need to secure the debt with some form of security. This can be your house, assets having similar loan value or car. But, when yo...

There can be situations when you may run out of money for your projects. Plus if you are holding a business then definitely you would be interested in the expansion but the lack of funds would be causing the issue. The most straightforward and practical way to deal with this situation is to make out the necessary funds by borrowing or in other words applying for a loan, especially short term loans. In this post, we will be taking a look at the advantages of short term loans which will basically help you to decide whether this thing is for you or not. So let's go ahead! Major Benefits of Short Term Loans: 1) Fast Approval If you are someone who needs cash as soon as possible then short term loans could be the best choice for you. It's more like a payday only, it can be approved quite fast within a few hours, depending upon the lender. Even if you have to wait then at the most, you should have access to the necessary funds the same day or the following bu...

Whether you want to expand your business or need finance to handle an emergency, taking short term business loans can be an ideal option. Furthermore, a short term loan lets businesses borrow a set amount of money upfront and pay it back, with interest, at regular intervals. As the name suggests, payment terms are shorter than long term business loans and usually range from three to eighteen months. In addition, short-term business loans can be secured in just a matter of hours or days instead of weeks or months like conventional lender loans. Besides, you can find a plethora of companies offering short term loans secured by secure investments in mortgages. Furthermore, the documents needed for a short term business loan are very few. Just a few basic personal as well as business documents are enough to get the approval of the loan application. Read on to find out four advantages of short term business loans. 1. You pay less interest- Generally, the longer you owe the lender, ...

It goes without saying, that most businesses require a loan at some stage of their development. Whether it is to start-up, expand, acquire another business or purchase a fixed asset. Furthermore, a short term business loan can suit every stage in the growth of your business.  As the name suggests, a short term business loan is a loan option to cater to various short term financial needs of a business. Besides, short term loans provide a quick, flexible way to get the money your business needs. Not to mention, lenders typically have more relaxed requirements for short-term loans , making it easier for businesses that don't meet the standards for a regular business loan to receive financing, While traditional business loans can take several years to pay off, short term business loans are often paid off in a matter of months. Read on to find out four major benefits of short term business loans. 1. Quicker to obtain- One of the major benefits of short-term business loans is th...

When you decide to purchase a company, you'll require a loan which perfectly matches your requirements. However, there is usually a dearth of options that fit like a hand in glove. More often than not, the loan conditions are rigid and are not reliable enough from the perspective of acquisition financing.   If you look around the market, you’ll find that Mezzanine Finance   is the best option available to serve the acquisition financing. Also, since the lending decision is purely dependent on the future earnings that you are expected to raise from your project rather than the previous history, it is further helpful from the borrower’s perspective.  Here are the top 4 reasons why mezzanine financing is bound to work better than the other available option. Appreciable capital size: Construction loans are sized according to the multiple of adjusted EBITDA (Earnings before interest, tax, depreciation and amortization- a measure of the company's operative per...